Free AI merchant fee audit.
Results in 24 hours.

Email us one credit card processing statement. Our AI finds junk fees, tier downgrades and inflated markups, then shows exactly what you're overpaying. You pay only after your statement goes down.

Get my free audit → No switching processors. No card numbers. No obligation.

How it works

1

Email a statement

One recent monthly statement (PDF or photo), account numbers blacked out.
2

Get your audit in 24h

Effective rate, pricing model, every junk fee and an estimated savings number.
3

We fix it (optional)

With your written authorization we ask your processor to remove fees and lower rates.
4

Pay only on proof

When a lower statement arrives, you pay 25% of the verified savings.

Effective-rate calculator

Want a letter grade? Try the free fee grade. Rough benchmark only (estimate): many card-present businesses on interchange-plus land around 2.0–2.5%; flat-rate providers often run ~2.9–3.5%. Your mix of cards changes the answer — the free audit gives the real number.

Simple pricing

Audit

$0
Free report in 24 hours. Keep it, use it, no strings.

Fix it for me

25%
of verified savings for 12 months. Billed only after a lower statement arrives. No savings, no fee. Many firms charge 30–50% for years.

Get your free audit

Email one recent monthly statement (all pages, PDF or clear photos) to plainfees@mail.grokbot.com.

Email my statement →

Not ready? Try the 60-second fee grade first. By emailing us you agree to our Terms and Privacy Policy.

FAQ

Is the audit really free?Yes. You only pay if you ask us to fix your fees and a later statement shows verified savings.
How much does it cost?25% of verified savings for 12 months, billed only after a lower statement arrives. No savings, no fee.
Do I have to switch processors?Usually not. We first ask your current processor to remove junk fees and lower your markup.
What is an effective rate?Total processing fees divided by total card sales for the month.
What is a PCI non-compliance fee?A monthly penalty, often $50–150, charged when an annual PCI questionnaire isn't filed. It's usually removable.
Is my data safe?We only need your statement, never card numbers or passwords. We delete your statement on request.