How to read a Worldpay statement and fees report

In Worldpay's iQ portal, the Fees report summarises Worldpay Fees + Passthrough (Interchange) Fees = Total Fees, with CSV export of transaction-level data for the past 24 months. On discount-priced accounts the pass-through section isn't shown separately.

A consultant's walkthrough of a redacted Worldpay statement found the markup line was only part of Worldpay's take; extra items included a network & processor access fee (0.10%), PCI non-validation ($39.95/month), "SafePayments Basic" ($24.95/month) and a tokenization fee, so total Worldpay fees were far higher than the headline "processing fees". Its effective rate was 3.15% ($8,729.53 ÷ $276,451.60).

Want this done for you? Send one statement and get a plain-English audit in 24 hours, free. Get my free audit or try the 60-second fee grade.

FAQ

How do I calculate my effective rate?Divide total processing fees for the month by total card sales for the month, then multiply by 100.
Where do I find Worldpay fees?In the Worldpay iQ portal Fees report, which splits Worldpay fees and pass-through fees and supports CSV export.

Related

Effective rate guide · PCI non-compliance fee · Interchange-plus vs flat rate · Fiserv / Clover · TSYS

Sources

Last reviewed Oct 2026. Statement layouts change; your statement may differ. Not legal or financial advice.